Personal Insurance
International Health Insurance
Private health coverage that travels with you — for new arrivals, expats, and families with lives in two countries.
International health insurance covers you across borders — ideal if you split time between the U.S. and Latin America, recently arrived and don't yet qualify for an ACA marketplace plan, or simply want private care with a worldwide network. We work with Cigna, one of the largest international health carriers, to offer plans with global hospital networks, multilingual support, and flexible coverage levels.
What's covered
- Hospitalization and inpatient care worldwide
- Outpatient visits and specialists
- Emergency care and medical evacuation
- Prescription medications
- Telehealth / virtual consultations
- Optional dental, vision, and maternity add-ons
What's not
- Not an ACA marketplace plan (no federal subsidies)
- Pre-existing conditions may be subject to underwriting or waiting periods
- Routine dental / vision unless added as a rider
Florida note
South Florida is international — many of our clients are new arrivals, dual residents, or travel to Latin America often. If you don't yet qualify for an ACA plan because of residency status, or you need coverage that follows you across borders, a private international plan is often the right answer. We'll walk you through both and tell you honestly which one fits.
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